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Mutual Respect

From your local mortgage and savings experts

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Buy to Let

We provide all sorts of mortgages

Buy to let

Looking for a buy to let mortgage? If you’re already investing in property, or thinking about getting a buy to let mortgage, we have a range of mortgage products that could suit you.

Buy to let

Buy to let

Product Initial Interest
Rate
Period Max
LTV
Fees
Buy to let 3 Year Discount - Purchase and existing borrowers 3% Variable (Our SVR with a 1.20% discount) 3 Years 75% Purchase: £950
Valuation Fee

A mortgage of £162,000 payable over 15 years initially on our standard variable rate, currently 4.2% with a discount of 1.20% for 36 months giving a current rate payable of 3% and then on our standard variable rate, currently 4.2% for the remaining 12 years would require 36 monthly payments of £407.38 and 144 monthly payments of £570.33 plus one initial interest payment of £133.93.

The total amount payable would be £260,267.13 made up of the loan amount plus interest of £96,927.13, an application fee of £950, a valuation fee of £275 and a MEAF of £115.

The overall cost for comparison is 4% APRC representative.

Buy to let 3 Year Discount - Remortgage Only 3.2% Variable (Our SVR with a 1.00% discount) 3 Years 75%
Remortgage: £950
Valuation Fee

A mortgage of £105,000 payable over 20 years initially on our standard variable rate, currently 4.2% with a discount of 1.00% for 36 months giving a current rate payable of 3.2% and then on our standard variable rate, currently 4.2% for the remaining 17 years would require 36 monthly payments of £282.53 and 204 monthly payments of £370.83 plus one initial interest payment of £27.87.

The total amount payable would be £192,263.27 made up of the loan amount plus interest of £85,848.27, an application fee of £950, a valuation fee £350 and a MEAF of £115.

The overall cost for comparison is 4.2% APRC representative.

Buy to let 5 Year Discount - Purchase and existing borrowers 3% Variable (Our SVR with a 1.20% discount) 5 Years 75% Purchase: £950
Valuation Fee

A mortgage of £112,000 payable over 29 years initially on our standard variable rate, currently 4.2% with a discount of 1.20% for 60 months giving a current rate payable of 3% and then on our standard variable rate, currently 4.2% for the remaining 24 years would require 60 monthly payments of £282.38 and 288 monthly payments of £395.33 plus one initial interest payment of £9.28.

The total amount payable would be £244,097.12 made up of the loan amount plus interest of £130,807.12, an application fee of £950, a valuation fee of £225 and a MEAF of £115.

The overall cost for comparison is 4% APRC representative.

Buy to let 5 Year Discount - Remortgage Only 3.2% Variable (Our SVR with a 1.00% discount) 5 Years 75%
Remortgage: £950
Valuation Fee

A mortgage of £169,000 payable over 24 years initially on our standard variable rate, currently 4.2% with a discount of 1.00% for 60 months giving a current rate payable of 3.2% and then on our standard variable rate, currently 4.2% for the remaining 19 years would require 60 monthly payments of £450.67 and 228 monthly payments of £591.50 plus one initial interest payment of £59.27.

The total amount payable would be £332,276.47 made up of the loan amount plus interest of £161,961.47, an application fee of £950, a valuation fee £250 and a MEAF of £115.

The overall cost for comparison is 4% APRC representative.


Ex Pat

Product Initial Interest
Rate
Period Max
LTV
Fees
Ex Pat Buy to let 4.2% Variable (Our SVR for the mortgage term) Term 60% Purchase: 1%
Remortgage: 1%
Valuation Fee

A mortgage of £152,500 payable over 18 years on our standard variable rate, currently 4.2% for the mortgage term of 18 years would require 216 monthly payments of £1,017.46, plus one initial interest payment of £88.62.

The total amount payable would be £220,249.98 made up of the loan amount plus interest of £65,834.98, an application fee of £1,525, a valuation fee of £275 and a MEAF of £115.

The overall cost for comparison is 4.4% APRC representative.


Ltd Company Buy to let

Product Initial Interest
Rate
Period Max
LTV
Fees
Ltd Company Buy to let 3 Year Discount 3.7% Variable (Our SVR minus 0.50% for the first 3 years changing to our SVR for the remainder of the mortgage.) 3 Years 75% Purchase: 1%
Remortgage: 1%
Valuation Fee

A mortgage of £180,000 payable over 25 years initially on our standard variable rate, currently 4.2% with a discount of 0.50% for 36 months giving a current rate payable of 3.7% and then on our standard variable rate, currently 4.2% for the remaining 22 years would require 36 monthly payments of £921.95 and 264 monthly payments of £966.51 plus one initial interest payment of £383.76.

The total amount payable would be £290,647.60 made up of the loan amount plus interest of £108,457.60, an application fee of £1,800, a valuation fee of £275 and a MEAF of £115.

The overall cost for comparison is 4.3% APRC representative.


Mortgage Literature

First time buyers

Moving home

Remortgaging

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Newbury Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number 206077). Registered office: Newbury Building Society, 17 Bartholomew Street, Newbury, Berkshire, RG14 5LY.

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Speak to one of our expert advisers on
01635 555777  or request a call back:

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Phone:
Email:
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Local Branch:
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Preferred Time of Day:
On Saturdays we are only able to call in the morning due to branch opening times.

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