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Savings Glossary

Savings Glossary

Welcome to our Savings Glossary. Here you will find definitions for more commonly used savings terms, making the jargon clearer. If you're unsure of any words or phrases, simply use the guide below.

Junior ISA (JISA)

A long term tax free savings account introduced by the government to encourage parents to save for their child's future. There is an annual subscription limit. For the tax year 6 April 2016 - 5 April 2017, your allowance is £4,080 for cash and/or stocks and shares.

You can continue to choose how to split your annual allowance as you wish. For example, all cash, or all stocks and shares, or split between the two.

© Newbury Building Society

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Newbury Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number 206077). Registered office: Newbury Building Society, 17 Bartholomew Street, Newbury, Berkshire, RG14 5LY.

English law applies and we will communicate with you in English. We are participants of the Financial Ombudsman Service. We have a complaints procedure which we will provide on request. Most complaints that we cannot resolve can be referred to the Financial Ombudsman Service.

You can check the Financial Services register on the FCA's website.

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