Changes to mortgage rates
Following the Bank of England base rate decrease of 0.25% on 6 February 2025, our Standard Variable Rate (SVR) will decrease by 0.20% to 6.40% effective from 5 March 2025.
Following the Bank of England base rate decrease of 0.25% on 6 February 2025, our Standard Variable Rate (SVR) will decrease by 0.20% to 6.40% effective from 5 March 2025.
Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
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3 year discount 75% LTV | 4.49%discounted | 5.8% | £425 Purchase £425 Remortgage | 75% |
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3 year discount 85% LTV | 5.19%discounted | 6.2% | £850 Purchase £850 Remortgage | 85% |
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3 year discount 90% LTV | 5.39%discounted | 6.2% | £850 Purchase £850 Remortgage | 90% |
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Buy to Let 3 year discount 75% LTV | 4.85%discounted | 6.3% | £950 Purchase £950 Remortgage | 75% |
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Buy to Let 5 year discount 75% LTV | 4.85%discounted | 6.1% | £950 Purchase £950 Remortgage | 75% |
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Buy to Let fixed rate until 29 March 2030 75% LTV | 5.24%fixed | 6.2% | £950 Purchase £950 Remortgage | 75% |
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Buy to Let HMO | 6.60%discounted | 6.8% | £1500 Purchase £1500 Remortgage | 60% |
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Existing Borrowers 3 year discount 75% LTV | 4.39%discounted | 5.8% | £425 Purchase N/A Remortgage | 75% |
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Existing Borrowers Fixed rate until 27 February 2028 75% LTV | 4.54%fixed | 5.9% | £850 Purchase N/A Remortgage | 75% |
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Existing Borrower Shared Ownership 3 year discount 85% LTV | 4.65%discounted | 6.3% | £0 Purchase N/A Remortgage | 85% |
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Existing Borrower Shared Ownership 3 year discount 95% LTV | 4.75%discounted | 6.3% | £0 Purchase N/A Remortgage | 95% |
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Existing Borrower Shared Ownership fixed rate until 29 March 2028 85% LTV | 4.89%fixed | 6.4% | £0 Purchase N/A Remortgage | 85% |
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Existing Borrower Shared Ownership fixed rate until 29 March 2028 95% LTV | 5.19%fixed | 6.4% | £0 Purchase N/A Remortgage | 95% |
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Existing Borrower Transfer 3 year discount 75% LTV (minimum loan amount £10,000) | 5.60%discounted | 6.3% | N/A Purchase N/A Remortgage | 75% |
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Existing Borrower Transfer Buy to Let 3 year discount 75% LTV | 6.10%discounted | 6.7% | N/A Purchase N/A Remortgage | 75% |
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Existing Borrower Transfer Help to Buy 3 year discount 75% LTV | 4.39%discounted | 5.8% | N/A Purchase N/A Remortgage | 75% |
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Existing Borrower Transfer Help to Buy fixed rate until 27 February 2028 75% LTV | 4.54%fixed | 5.9% | N/A Purchase N/A Remortgage | 75% |
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Existing Borrower Transfer Shared Ownership 3 year discount 75% LTV | 5.60%discounted | 6.5% | N/A Purchase N/A Remortgage | 75% |
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Ex-Pat Buy to Let | 5.15%variable | 6.4% | £1500 Purchase £1500 Remortgage | 75% |
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Ex-Pat Buy to Let 5 year fixed rate until 29 March 2030 75% LTV | 5.89%fixed | 6.5% | £1500 Purchase £1500 Remortgage | 75% |
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First Homes 3 year discount 65% LTV | 4.49%discounted | 5.8% | £425 Purchase £425 Remortgage | 65% |
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First Homes Fixed rate until 27 February 2028 65% LTV | 4.64%fixed | 5.9% | £850 Purchase £850 Remortgage | 65% |
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Fixed rate until 27 February 2028 75% LTV | 4.64%fixed | 5.9% | £850 Purchase £850 Remortgage | 75% |
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Fixed rate until 27 February 2028 85% LTV | 5.29%fixed | 6.2% | £850 Purchase £850 Remortgage | 85% |
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Fixed rate until 27 February 2028 90% LTV | 5.49%fixed | 6.3% | £850 Purchase £850 Remortgage | 90% |
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Fixed rate until 27 February 2030 75% LTV | 4.39%fixed | 5.3% | £850 Purchase £850 Remortgage | 75% |
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Fixed rate until 29 April 2027 75% LTV | 4.69%fixed | 6.2% | £850 Purchase £850 Remortgage | 75% |
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Further Advance 3 year discount 75% LTV | 5.60%discounted | 6.3% | £120 Further Advance N/A Purchase or Remortgage | 75% |
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GoGreen Buy to Let Further Advance 3 year discount 75% LTV | 4.60%discounted | 6.0% | £0 Further Advance N/A Purchase or Remortgage | 75% |
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GoGreen Further Advance 3 year discount 75% LTV | 4.04%discounted | 5.4% | £0 Further Advance N/A Purchase or Remortgage | 75% |
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GoGreen LTD Company Buy to Let Further Advance 3 year discount 75% LTV | 4.60%discounted | 6.0% | £0 Further Advance N/A Purchase or Remortgage | 75% |
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Help to Buy 3 year discount 75% LTV | 4.49%discounted | 5.8% | £425 Remortgage N/A Purchase | 75% |
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Help to Buy fixed rate until 27 February 2028 75% LTV | 4.64%fixed | 5.9% | £850 Remortgage N/A Purchase | 75% |
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Holiday Let 3 Year Discount | 5.15%discounted | 6.4% | £1500 Purchase £1500 Remortgage | 75% |
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Limited Company Buy to Let 75% LTV | 5.10%discounted | 6.4% | £1500 Purchase £1500 Remortgage | 75% |
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Limited Company Buy to Let fixed rate until 29 March 2030 75% LTV | 5.89%fixed | 6.5% | £1500 Purchase £1500 Remortgage | 75% |
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Limited Company Ex-Pat Buy to Let | 5.35%variable | 6.5% | £1500 Purchase £1500 Remortgage | 75% |
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Limited Company Holiday Let 3 Year Discount | 5.35%discounted | 6.5% | £1500 Purchase £1500 Remortgage | 75% |
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Made to measure 3 year discount 75% LTV | 4.99%discounted | 6.1% | £850 Purchase £850 Remortgage | 75% |
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Made to measure fixed rate until 27 February 2028 75% LTV | 5.19%fixed | 6.2% | £850 Purchase £850 Remortgage | 75% |
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Retirement Interest Only 5 year discount | 5.60%discounted | 6.3% | £600 Purchase £850 Remortgage | 50% |
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Self-Build | 6.60%variable | 6.9% | 1% Purchase 1% Remortgage | 75% |
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Shared Ownership 3 year discount 95% LTV | 4.85%discounted | 6.4% | £0 Purchase £0 Remortgage | 95% |
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Shared Ownership fixed rate until 29 March 2028 85% LTV | 4.99%fixed | 6.4% | £0 Purchase £0 Remortgage | 85% |
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Shared Ownership fixed rate until 29 March 2028 95% LTV | 5.29%fixed | 6.5% | £0 Purchase £0 Remortgage | 95% |
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Shared Ownership fixed rate until 29 March 2030 95% LTV | 4.99%fixed | 6.2% | £0 Purchase £0 Remortgage | 95% |
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Shared Ownership fixed rate until 29 May 2027 85% LTV | 4.99%fixed | 6.5% | £0 Purchase £0 Remortgage | 85% |
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Shared Ownership fixed rate until 29 May 2027 95% LTV | 5.19%fixed | 6.6% | £0 Purchase £0 Remortgage | 95% |
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You can check the Financial Services register on the FCA's website.