Guidance following bereavement.

What do we need to close a deceased sole savings account/s? 

What we need will depend on the balance of the accounts held with the Society, but we require the below in every case:

• Death certificate, interim death certificate or coroner’s report.

• Withdrawal form signed by executors or administrators.

• Executor/Administrator registration form signed by executors or administrators (this can be requested in branch, downloaded from our website, or posted).

• Identification for Executor/Administrator or next of kin.

What happens if the deceased held a joint savings account?

If the deceased had a joint account with the Society, we require the following:

• The investment passbook/s.

• Death certificate, interim death certificate, or coroner's report.

If the total account balances are up to £1,500 we will also need:

A statutory declaration completed by the next of kin – this does not need be witnessed by a solicitor. This can be requested in branch, downloaded from our website, or posted to you. 

If the total account balances are between £1,500.01 and £5,000 we will also need:

A completed statutory declaration to be witnessed by a solicitor. This can be requested in branch, downloaded from our website, emailed, or posted to you.

If the total account balances are between £5,000.01 and £20,000 and a will exists we will also need:

• Grant of probate / Letters of administration with a will.

or

• Sight of signed and witnessed will (original or signed copy).

• Completed statutory declaration to be witnessed by a solicitor. This can be requested in branch, downloaded from our website, posted or emailed to you.

If total account balances are over £5,000 and no will exists we will also need:

Letters of administration - for more information on how to apply for this document, visit the government website or contact a solicitor.

If the total account balances are over £20,000 and will exists we will also need:

Grant of probate / Letters of administration with a will - for more information on how to apply for this document, visit the government website or contact a solicitor.

How do you register a death on a mortgage account?

We will need to see the original death certificate or a certified copy to register the death. 

What else we will need from you will depend on whether the mortgage was in the individual’s sole name or in joint names with somebody else. For further guidance, please contact our mortgage support team by calling us on 01635 555700.