Existing borrowers

Find out more about next steps if your client is an existing Newbury Building Society mortgage customer.

Existing Borrowers
For our latest service and criteria updates please see here.

Our existing customer product transfer process

You can apply for an existing customer's product transfer 4 months in advance of the ERC end date. We pay a 0.2% procuration fee on eligible product transfers. The process is simple:

  1. Check which product your client is eligible for at the bottom of this page.

  2. Download and complete the information release form.

  3. Send the completed form back to us via email: product.switch@newbury.co.uk.

  4. Finally, the client will receive a signed offer from our Underwriting team. Please ask your client to sign and send this back to our underwriters, which will lock in the rate.

If you need to speak to a member of the team, call us on 01635 918000, email us or use our live chat. 

Existing borrower mortgages

Product Initial rate APRC Mortgage fees Max LTV Features
3 year discount 75% LTV 4.64%discounted 6.0% £850 Purchase £850 Remortgage 75%
3 year discount 85% LTV 5.54%discounted 6.4% £850 Purchase £850 Remortgage 85%
3 year discount 90% LTV 5.74%discounted 6.5% £850 Purchase £850 Remortgage 90%
Buy to Let 3 year discount 75% LTV 5.00%discounted 6.5% £950 Purchase £950 Remortgage 75%
Buy to Let 5 year discount 75% LTV 5.00%discounted 6.3% £950 Purchase £950 Remortgage 75%
Buy to Let fixed rate until 29 November 2029 75% LTV 5.24%fixed 6.4% £950 Purchase £950 Remortgage 75%
Existing Borrowers 3 year discount 75% LTV 4.54%discounted 5.9% £850 Purchase N/A Remortgage 75%
Existing Borrowers Fixed rate until 29 December 2027 75% LTV 4.54%fixed 5.9% £0 Purchase N/A Remortgage 75%
Existing Borrower Shared Ownership 3 year discount 95% LTV 4.94%discounted 6.5% £0 Purchase N/A Remortgage 95%
Existing Borrower Shared Ownership fixed rate until 29 November 2027 85% LTV 4.89%fixed 6.5% £0 Purchase N/A Remortgage 85%
Existing Borrower Shared Ownership fixed rate until 29 November 2027 95% LTV 5.19%fixed 6.6% £0 Purchase N/A Remortgage 95%
Existing Borrower Transfer 3 year discount 75% LTV (minimum loan amount £10,000) 5.75%discounted 6.5% £0 Purchase N/A Remortgage 75%
Existing Borrower Transfer Buy to Let 3 year discount 75% LTV 6.25%discounted 6.8% £0 Purchase N/A Remortgage 75%
Existing Borrower Transfer Help to Buy 3 year discount 75% LTV 4.54%discounted 5.9% £0 Purchase N/A Remortgage 75%
Existing Borrower Transfer Help to Buy fixed rate until 29 December 2027 75% LTV 4.54%fixed 5.9% £0 Purchase N/A Remortgage 75%
Existing Borrower Transfer Shared Ownership 3 year discount 75% LTV 5.75%discounted 6.7% £0 Purchase N/A Remortgage 75%
First Homes 3 year discount 65% LTV 4.64%discounted 6.0% £850 Purchase £850 Remortgage 65%
First Homes Fixed rate until 29 December 2027 65% LTV 4.64%fixed 6.0% £0 Purchase £0 Remortgage 65%
Fixed rate until 29 December 2027 75% LTV 4.64%fixed 6.0% £0 Purchase £0 Remortgage 75%
Fixed rate until 29 December 2027 85% LTV 5.29%fixed 6.3% £850 Purchase £850 Remortgage 85%
Fixed rate until 29 December 2027 90% LTV 5.49%fixed 6.4% £850 Purchase £850 Remortgage 90%
Fixed rate until 29 December 2029 75% LTV 4.39%fixed 5.4% £850 Purchase £850 Remortgage 75%
Further Advance 3 year discount 75% LTV 5.75%discounted 6.4% £120 Further Advance N/A Purchase or Remortgage 75%
GoGreen Buy to Let Further Advance 3 year discount 75% LTV 4.75%discounted 6.2% £0 Further Advance N/A Purchase or Remortgage 75%
GoGreen Further Advance 3 year discount 75% LTV 4.19%discounted 5.5% £0 Further Advance N/A Purchase or Remortgage 75%
GoGreen LTD Company Buy to Let Further Advance 3 year discount 75% LTV 4.75%discounted 6.2% £0 Further Advance N/A Purchase or Remortgage 75%
Holiday Let 3 Year Discount 5.30%discounted 6.6% £1500 Purchase £1500 Remortgage 75%
Limited Company Buy to Let 75% LTV 5.25%discounted 6.6% £1500 Purchase £1500 Remortgage 75%
Limited Company Holiday Let 3 Year Discount 5.50%discounted 6.7% £1500 Purchase £1500 Remortgage 75%
Shared Ownership fixed rate until 29 January 2027 85% LTV 4.99%fixed 6.7% £0 Purchase £0 Remortgage 85%
Shared Ownership fixed rate until 29 January 2027 95% LTV 5.29%fixed 6.7% £0 Purchase £0 Remortgage 95%
Shared Ownership fixed rate until 29 November 2027 85% LTV 4.99%fixed 6.5% £0 Purchase £0 Remortgage 85%
Shared Ownership fixed rate until 29 November 2027 95% LTV 5.29%fixed 6.6% £0 Purchase £0 Remortgage 95%
Shared Ownership fixed rate until 29 November 2029 95% LTV 4.99%fixed 6.3% £0 Purchase £0 Remortgage 95%
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