Existing customers

Existing mortgage customers

"I was renewing a mortgage which had come to the end of its discounted period. Communication was excellent, options available clearly explained, time given to consider, and paperwork dispatched promptly once the decision was made."

Customer review, Smart Money People, December 2024.

When you are ready for the next stage of your home ownership journey, talk to us.

As an existing mortgage customer of Newbury Building Society we’d be delighted to help you continue your home ownership journey.

We can help you with:

Home move mortgages

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Switching mortgages

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Additional borrowing

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We come back to Newbury Building Society every time our mortgage needs to be renewed. Each renewal we research other providers but NBS always come up with the best rates, their customer service is great and we feel reassured that our mortgage is safe with this organisation.

Smart Money People review, September 2024

Make an appointment with a qualified mortgage adviser

For further information on mortgage appointments see our making a mortgage appointment page for further details.

Appointments can be made during branch operating hours including Saturday mornings with our qualified mortgage advisers and can be undertaken by telephone, videocall or in one of our branches.

Book a mortgage appointment

Appointments are available by video call, phone and in branch.

Book now

myaccounts mobile app

You can view your mortgage balance wherever you are with our myaccounts app.

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How much can I borrow?

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Existing borrower mortgages

Product	Initial rate	APRC	Mortgage fees	Max LTV
3 year discount 75% LTV	4.49%discounted	5.8%	£850 Purchase £850 Remortgage	75%
3 year discount 85% LTV	5.39%discounted	6.2%	£850 Purchase £850 Remortgage	85%
3 year discount 90% LTV	5.59%discounted	6.3%	£850 Purchase £850 Remortgage	90%
Buy to Let 3 year discount 75% LTV	4.85%discounted	6.3%	£950 Purchase £950 Remortgage	75%
Buy to Let 5 year discount 75% LTV	4.85%discounted	6.1%	£950 Purchase £950 Remortgage	75%
Buy to Let fixed rate until 29 January 2030 75% LTV	5.24%fixed	6.2%	£950 Purchase £950 Remortgage	75%
Existing Borrowers 3 year discount 75% LTV	4.39%discounted	5.8%	£850 Purchase N/A Remortgage	75%
Existing Borrowers Fixed rate until 29 December 2027 75% LTV	4.54%fixed	5.9%	£850 Purchase N/A Remortgage	75%
Existing Borrower Shared Ownership 3 year discount 95% LTV	4.79%discounted	6.3%	£0 Purchase N/A Remortgage	95%
Existing Borrower Shared Ownership fixed rate until 29 January 2028 85% LTV	4.89%fixed	6.4%	£0 Purchase N/A Remortgage	85%
Existing Borrower Shared Ownership fixed rate until 29 January 2028 95% LTV	5.19%fixed	6.4%	£0 Purchase N/A Remortgage	95%
Existing Borrower Transfer 3 year discount 75% LTV (minimum loan amount £10,000)	5.60%discounted	6.3%	£0 Purchase N/A Remortgage	75%
Existing Borrower Transfer Buy to Let 3 year discount 75% LTV	6.10%discounted	6.7%	£0 Purchase N/A Remortgage	75%
Existing Borrower Transfer Help to Buy 3 year discount 75% LTV	4.39%discounted	5.8%	£0 Purchase N/A Remortgage	75%
Existing Borrower Transfer Help to Buy fixed rate until 29 December 2027 75% LTV	4.54%fixed	5.9%	N/A Purchase N/A Remortgage	75%
Existing Borrower Transfer Shared Ownership 3 year discount 75% LTV	5.60%discounted	6.5%	£0 Purchase N/A Remortgage	75%
First Homes 3 year discount 65% LTV	4.49%discounted	5.8%	£850 Purchase £850 Remortgage	65%
First Homes Fixed rate until 29 December 2027 65% LTV	4.64%fixed	5.9%	£850 Purchase £850 Remortgage	65%
Fixed rate until 29 December 2027 75% LTV	4.64%fixed	5.9%	£850 Purchase £850 Remortgage	75%
Fixed rate until 29 December 2027 85% LTV	5.29%fixed	6.2%	£850 Purchase £850 Remortgage	85%
Fixed rate until 29 December 2027 90% LTV	5.49%fixed	6.3%	£850 Purchase £850 Remortgage	90%
Fixed rate until 29 December 2029 75% LTV	4.39%fixed	5.3%	£850 Purchase £850 Remortgage	75%
Further Advance 3 year discount 75% LTV	5.60%discounted	6.3%	£120 Further Advance N/A Purchase or Remortgage	75%
GoGreen Buy to Let Further Advance 3 year discount 75% LTV	4.60%discounted	6.0%	£0 Further Advance N/A Purchase or Remortgage	75%
GoGreen Further Advance 3 year discount 75% LTV	4.04%discounted	5.4%	£0 Further Advance N/A Purchase or Remortgage	75%
GoGreen LTD Company Buy to Let Further Advance 3 year discount 75% LTV	4.60%discounted	6.0%	£0 Further Advance N/A Purchase or Remortgage	75%
Holiday Let 3 Year Discount	5.15%discounted	6.4%	£1500 Purchase £1500 Remortgage	75%
Limited Company Buy to Let 75% LTV	5.10%discounted	6.4%	£1500 Purchase £1500 Remortgage	75%
Limited Company Holiday Let 3 Year Discount	5.35%discounted	6.5%	£1500 Purchase £1500 Remortgage	75%
Shared Ownership fixed rate until 29 January 2028 85% LTV	4.99%fixed	6.4%	£0 Purchase £0 Remortgage	85%
Shared Ownership fixed rate until 29 January 2028 95% LTV	5.29%fixed	6.5%	£0 Purchase £0 Remortgage	95%
Shared Ownership fixed rate until 29 January 2030 95% LTV	4.99%fixed	6.2%	£0 Purchase £0 Remortgage	95%
Shared Ownership fixed rate until 29 March 2027 85% LTV	4.99%fixed	6.5%	£0 Purchase £0 Remortgage	85%
Shared Ownership fixed rate until 29 March 2027 95% LTV	5.19%fixed	6.6%	£0 Purchase £0 Remortgage	95%

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Newbury Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number 206077). Registered office: Newbury Building Society, 90 Bartholomew Street, Newbury, West Berkshire, RG14 5EE.

You can check the Financial Services register on the FCA's website.

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