We are considering changes to interest rates on their mortgage and savings following the Bank of England base rate change on 7 November 2024.
Looking for a re-mortgage on your Help to Buy Equity Loan scheme?
Newbury Building Society supports remortgages for this scheme.
While you can no longer apply for a Help to Buy loan to purchase a property, we can help if you are looking to re-mortgage.
For more information on the closure of new applications visit the government's Own Your Home website.
Remortgage like-for-like - so you keep your current mortgage balance and existing goverment loan but just move the mortgage from your existing lender to Newbury Building Society.
Remortgage and partially staircase - you increase your mortgage balance when moving the loan and use this to pay back some of your government loan.
Remortgage and fully repay your government loan.
For further information on mortgage appointments see our making a mortgage appointment page for further details.
Appointments can be made during branch operating hours including Saturday mornings with our qualified mortgage advisers and can be undertaken by telephone, videocall or in one of our branches.
Appointments are available by video call, phone and in branch.
Book nowThe government website Own Your Home has full details about the Help to Buy Equity Loan mortgage scheme.
Visit siteProduct | Initial rate | APRC | Mortgage fees | Max LTV | Features |
---|---|---|---|---|---|
Existing Borrower Transfer Help to Buy 3 year discount 75% LTV | 4.54%discounted | 5.9% | £0 Purchase N/A Remortgage | 75% | |
Existing Borrower Transfer Help to Buy fixed rate until 29 December 2027 75% LTV | 4.54%fixed | 5.9% | £0 Purchase N/A Remortgage | 75% | |
Help to Buy 3 year discount 75% LTV | 4.64%discounted | 6.0% | £850 Remortgage N/A Purchase | 75% | |
Help to Buy fixed rate until 29 December 2027 75% LTV | 4.64%fixed | 6.0% | £0 Remortgage N/A Purchase | 75% |
You can check the Financial Services register on the FCA's website.