You can now book an appointment with one of our friendly BDMs over the phone or via video chat.
For a limited time we are reducing the application fee on our 75% LTV standard residential discount variable mortgage by 50%!
To see this product click here.
(Remember our Shared Ownership variables are fee free!)
Is it a good time to consider a discounted variable mortgage for your clients?
A variable discount mortgage is where you get a discount on the lender's Standard Variable Rate (SVR), which is set in response to the Bank of England's Base Rate.
This means the mortgage rate can increase or decrease if we change our SVR during the mortgage deal, however, those on a discounted variable mortgage will always still have the reward of the discount from our SVR. If our SVR decreases during the mortgage deal, so will their payments.
Our current Standard Variable Rate is 6.60%. Our SVR is one of the lowest in the mortgage industry at the time of writing. You can track our SVR against the Bank of England's base rate for the last five years here.
Also, during the ERC period overpayments are permitted on discounted products of up to 20% of the original loan amount per year (vs 10% on fixed products.)
Don't forget!
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Our convenient instant chat is available Monday-Friday, 9.00am to 5.00pm. (from 9.30am on a Wednesday)
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We don't credit score - each and every case is assessed on individual merit and circumstances.
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Our underwriting process is tailored - no one size fits all.
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We consider all types of income and a range of currencies.
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You can now book an appointment with a BDM with our new online booking system here.