Our branches and head office have been spreading some festive cheer through the annual donations to our ten charity partners.
Our ISAs are an easy way to save money without paying tax on the interest you earn.
Individual Savings Accounts (ISAs) can be one of the best options to make the most of your money. The interest on a cash ISA is free from tax, so all the interest you earn, you keep.
For the tax year starting 6 April 2024 the ISA allowance is £20,000 for Cash ISAs or Stocks and Shares ISAs and £9,000 for Junior ISAs (JISA).
ISA and JISA transfers in from other providers are accepted into our accounts (subject to account balance limits).
We accept savings applications from new members or existing members who live in England or Wales.
Click here to see how to pay in and top up. The Junior ISA form can be found here.
I wanted to transfer money from my savings account to a cash ISA. I was shown the various options available and having selected the one I considered most suitable, the transaction was completed without fuss on the spot. The Cashier was knowledgeable efficient and confident in what she was doing. Excellent experience.
Cash Junior ISA (JISA) - this ISA is available to children under the age of 18 and is an excellent way to secure money for your child's future.
90 Day Cash ISA - our 90 Day Cash ISA can be operated by post, in branch and online. It has a 90 day notice period for withdrawals, so could be an option if you have a long-term purchase in mind and do not require immediate access to the funds.
Easy Access Cash ISA - this account is instant access with competitive rates, so could be the perfect home for your spare cash.
Senior Monthly Cash ISA - An instant access ISA for individuals over 55+ available to new and existing customers.
Senior ISA Fixed Rate Bond - A fixed term ISA Bond available to individuals over 55+.
Notice Cash ISA - our Notice Cash ISA can be operated by post, in branch and online. It has a 60 day notice period for withdrawals, so could be a sensible option if you're looking to save for a specific purchase.
Our range of adult variable rate ISAs are fully flexible, (this excludes our Senior ISA Fixed Rate Bond) so you can withdraw and replace money from your current or previous years' subscription without it affecting your annual ISA allowance.
Please note: all ISA accounts can only be opened in branch or by post. For rates, terms and conditions click the relevant account link below.
If you're coming to a branch to open an account we'd encourage you to make an appointment to ensure we have a savings adviser free to help you. If you'd like to book an appointment you can book online, visit a branch, call 01635 555700 or request a call back.
Your money is protected in UK banks, building societies and credit unions from £1 up to £85k
Read moreAppointments are available by video call, phone and in branch.
Book nowWhatever you’re saving towards, our Savings Calculator helps work out how much you need to save, and how often, to hit your target.
Find outHere’s what you need to know about these tax-free savings accounts.
Read moreAccount name | Balance | Gross/Tax free | AER | Notice period | Availability |
---|---|---|---|---|---|
90 Day Cash ISA |
£40,000+
£30,000+
£20,000+
|
4.00%
variable
3.95%
variable
3.90%
variable
|
4.00%
variable
3.95%
variable
3.90%
variable
|
90 Days | |
Easy access cash ISA |
£50+
|
3.30%
variable
|
3.30%
variable
|
None | |
Junior Cash ISA |
£50+
|
4.15%
variable
|
4.15%
variable
|
None | |
Notice cash ISA |
£25,000+
£5,000+
£50+
|
3.80%
variable
3.60%
variable
3.50%
variable
|
3.80%
variable
3.60%
variable
3.50%
variable
|
60 Days | |
Senior ISA Fixed rate bond (27 October 2027) |
£5,000+
|
4.00%
fixed
|
4.00%
fixed
|
None | |
Senior monthly cash ISA |
£50+
|
3.60%
variable
|
3.66%
variable
|
None |
You can check the Financial Services register on the FCA's website.