Latest changes to rates, our SVR, and lending criteria available here.
| Product | Initial rate | APRC | Mortgage fees | Max LTV | Features |
|---|---|---|---|---|---|
| 3 year discount 75% LTV | 4.29%discounted | 5.9% | £425 Purchase £425 Remortgage | 75% |
|
| 3 year discount 85% LTV | 4.99%discounted | 6.1% | £850 Purchase £850 Remortgage | 85% |
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| 3 year discount 90% LTV | 5.19%discounted | 6.2% | £850 Purchase £850 Remortgage | 90% |
|
| Bridging | 7.40%variable | 9.6% | 1.50% of advance amount None None | 75% |
|
| Buy to Let 3 year discount 75% LTV | 4.65%discounted | 6.1% | £950 Purchase £950 Remortgage | 75% |
|
| Buy to Let 5 year discount 75% LTV | 4.65%discounted | 5.9% | £950 Purchase £950 Remortgage | 75% |
|
| Buy to Let fixed rate until 29 March 2030 75% LTV | 5.24%fixed | 6.1% | £950 Purchase £950 Remortgage | 75% |
|
| Buy to Let HMO | 6.60%discounted | 6.6% | £1500 Purchase £1500 Remortgage | 60% |
|
| Existing Borrowers 3 year discount 75% LTV | 4.19%discounted | 5.9% | £425 Purchase N/A Remortgage | 75% |
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| Existing Borrowers Fixed rate until 27 February 2028 75% LTV | 4.54%fixed | 6.0% | £850 Purchase N/A Remortgage | 75% |
|
| Existing Borrower Shared Ownership 3 year discount 85% LTV | 4.45%discounted | 6.1% | £0 Purchase N/A Remortgage | 85% |
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| Existing Borrower Shared Ownership 3 year discount 95% LTV | 4.55%discounted | 6.1% | £0 Purchase N/A Remortgage | 95% |
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| Existing Borrower Shared Ownership fixed rate until 29 March 2028 85% LTV | 4.89%fixed | 6.2% | £0 Purchase N/A Remortgage | 85% |
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| Existing Borrower Shared Ownership fixed rate until 29 March 2028 95% LTV | 5.19%fixed | 6.3% | £0 Purchase N/A Remortgage | 95% |
|
| Existing Borrower Transfer Help to Buy 3 year discount 75% LTV | 4.19%discounted | 5.8% | N/A Purchase N/A Remortgage | 75% |
|
| Existing Borrower Transfer Help to Buy fixed rate until 27 February 2028 75% LTV | 4.54%fixed | 5.9% | N/A Purchase N/A Remortgage | 75% |
|
| Ex-Pat Buy to Let | 4.95%variable | 6.2% | £1500 Purchase £1500 Remortgage | 75% |
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| Ex-Pat Buy to Let 5 year fixed rate until 29 March 2030 75% LTV | 5.89%fixed | 6.4% | £1500 Purchase £1500 Remortgage | 75% |
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| First Homes 3 year discount 65% LTV | 4.29%discounted | 5.6% | £425 Purchase £425 Remortgage | 65% |
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| First Homes Fixed rate until 27 February 2028 65% LTV | 4.64%fixed | 5.8% | £850 Purchase £850 Remortgage | 65% |
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| Fixed rate until 27 February 2028 75% LTV | 4.64%fixed | 6.0% | £850 Purchase £850 Remortgage | 75% |
|
| Fixed rate until 27 February 2028 85% LTV | 5.29%fixed | 6.2% | £850 Purchase £850 Remortgage | 85% |
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| Fixed rate until 27 February 2028 90% LTV | 5.49%fixed | 6.3% | £850 Purchase £850 Remortgage | 90% |
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| Fixed rate until 27 February 2030 75% LTV | 4.39%fixed | 5.6% | £850 Purchase £850 Remortgage | 75% |
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| Fixed rate until 29 April 2027 75% LTV | 4.69%fixed | 6.2% | £850 Purchase £850 Remortgage | 75% |
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| Help to Buy 3 year discount 75% LTV | 4.29%discounted | 5.6% | £425 Remortgage N/A Purchase | 75% |
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| Help to Buy fixed rate until 27 February 2028 75% LTV | 4.64%fixed | 5.8% | £850 Remortgage N/A Purchase | 75% |
|
| Holiday Let 3 Year Discount | 4.95%discounted | 6.2% | £1500 Purchase £1500 Remortgage | 75% |
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| Limited Company Buy to Let 75% LTV | 4.90%discounted | 6.2% | £1500 Purchase £1500 Remortgage | 75% |
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| Limited Company Buy to Let fixed rate until 29 March 2030 75% LTV | 5.89%fixed | 6.4% | £1500 Purchase £1500 Remortgage | 75% |
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| Limited Company Ex-Pat Buy to Let | 5.15%variable | 6.3% | £1500 Purchase £1500 Remortgage | 75% |
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| Limited Company Holiday Let 3 Year Discount | 5.15%discounted | 6.3% | £1500 Purchase £1500 Remortgage | 75% |
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| Made to measure 3 year discount 75% LTV | 4.79%discounted | 6.1% | £850 Purchase £850 Remortgage | 75% |
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| Made to measure fixed rate until 27 February 2028 75% LTV | 5.19%fixed | 6.2% | £850 Purchase £850 Remortgage | 75% |
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| Retirement Interest Only 5 year discount | 5.40%discounted | 6.1% | £600 Purchase £850 Remortgage | 50% |
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| Self-Build | 6.40%variable | 6.7% | 1% Purchase 1% Remortgage | 75% |
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| Shared Ownership 3 year discount 95% LTV | 4.65%discounted | 6.2% | £0 Purchase £0 Remortgage | 95% |
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| Shared Ownership fixed rate until 29 March 2028 85% LTV | 4.99%fixed | 6.2% | £0 Purchase £0 Remortgage | 85% |
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| Shared Ownership fixed rate until 29 March 2028 95% LTV | 5.29%fixed | 6.3% | £0 Purchase £0 Remortgage | 95% |
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| Shared Ownership fixed rate until 29 March 2030 95% LTV | 4.99%fixed | 6.0% | £0 Purchase £0 Remortgage | 95% |
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| Shared Ownership fixed rate until 29 May 2027 85% LTV | 4.99%fixed | 6.3% | £0 Purchase £0 Remortgage | 85% |
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| Shared Ownership fixed rate until 29 May 2027 95% LTV | 5.19%fixed | 6.4% | £0 Purchase £0 Remortgage | 95% |
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